In response to the worsening news on AIG today, I wanted to publish a link to the Life Insurance Company Guaranty Corp which provides insurance (similar to FDIC) for insurance policies, including annuities. The link is http://www.nolhga.com/policyholderinfo/main.cfm/location/questions#six
Each state has their own rules however most cover policies from $100,000 up to $300,000 and a few have higher limits. On this website is a link to your specific state's rules that you can review.
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